Tips for buying home

Either for you who are looking for home used or new, the following tips can help you make the best decision:

• Start by analyzing your purchasing power, that is, to know how much money has to buy including credit that could grant a National Housing Agency or other financial institution.
• Now find the choices that suit their purchasing and meet your requirements such as location, number of bedrooms and bathrooms, and the type of home you are looking for (single family, duplex or multi-family or not having garden and parking, etc.).

• Contact the sellers of the house that he has interested, whether to place them in homes where the offices or sale.
• Do not miss all that caught his attention and for no reason the decision to purchase based on a model or brochure.

• Talk to the seller and not left with any doubt, ask about the structural characteristics of housing, type of finishes on floors and walls, additional furniture that could offer as kitchen or closet, if the house has fixed parking, stationary gas tank, tank, etc...
• Be clear about the total price of the apartment with the features they offer, as well as payment terms, delivery time and exact location of your home within the housing development and / or building.
• Make your comparisons, analyze benefits and disadvantages of each option such as a closer but this is more expensive, is cheaper but also smaller, and is further away from your work, school, market, hospital or any other service required, etc...
• Also note that if the street where this house that interests are housing which is giving them another use as unauthorized business, then the value of the home decreases.

Looking to buy a house used?

If you lean more to a house used, it is necessary to take into account the following common requirements and procedures:

• Check that you have drinking water, electricity, sewage or septic tank and lighting in operation.
• The walls must be free of settlements, cracks, leaning, humidity, or salt.
• The floors and ceilings should be free of cracks, warping, moisture, or salt.
• The roof has to be waterproofed.
• Check that doors and windows present good conditions and operation.
• With regard to wetlands in bathrooms and kitchen, should be covered with some kind of waterproof material such as tile or cement flat covered with enamel paint.
• Verify that the hydraulic, sanitary, electrical and gas are optimal.
• It is very important that the housing location be outside the area of ​​high voltage lines, underground ducts, fuel tanks, or other flooded areas representing a risk factor.
• Verify that the area where the home is located services is provided education, health, trade, supply, security, communications, transportation, and recreation.
• The level of access to housing must be above the level of the sidewalk or flood protection.
• Check that the title is properly recorded in the Public Registry of Property.
• Verify that the payment of property tax, water, electricity, telephone and maintenance (if under the condominium property regime) are current and well as if mortgage payments.

Recommendations for contract signing

• When this totally convinced, sign the purchase contract - sale only with the property owner or a duly accredited representative.
• Consider that the contract may have penalty fees for the buyer or for the owner, in case for some reason not conducted the sale of the home.
• Make sure that the contract of sale remains established payment terms and housing characteristics that are agreed with the owner.
• The contract should be signed in duplicate, the owner retains an original and you the other.
• If I need to make a payment or hitch section, the owner must give a receipt to his name, which indicates the concept for such payment.
• Ensure that any payment made to divide the house or as a down payment, should be part of the total price of the house and be recorded in writing.

 Questionnaire to choose and buy your home

Finally we provide the following questionnaire to help you determine whether your choice is right or possibly choose the right home for you, because through their answers will know if it's ideal to suit your needs but also according to their budget for purchase and to maintain.

1. - Does the house have potable water, electricity, public lighting cistern?

2. - Does it make the number of bedrooms you have the house?

3. - Are they in good condition and work great kitchen, bathroom, and yard service?

4. - Room enough for all your furniture?

5. - Is it a quality material they are made ​​the floors, walls and ceilings?

6. - The house has Parking?

7. - The house has natural lighting and ventilation?

8. - Does the house have the conditions to expand in the future?

9. - Does it make the floor that is?

10. - monitoring features?

11. - What is the area where the house is quiet or busy?

12. - How much time and money required to invest to get work?

13. - What is the price of the house?

14. - How much would the maintenance of housing?

15. - How much discount you will pay monthly to your credit?